Rental 1 to 4
1 West welcomes you to a winning rental loan program for real estate investors! The Rental 1-4 loan type is ideal for buy and hold investors that wish to develop or expand their real estate portfolio. Our Rental investment loan products are flexible and uniquely designed to meet the different needs of borrowers, allowing you to access long-term financing at a fixed rate.
1 West has a diverse offering of funding options. Purchasing or refinancing a Rental 1 to 4 property, stabilizing a property, or quick closing on the variety of asset types gives us a much wider opportunity to service clients. Contact one of our dedicated loan officers anytime to discuss your particular needs and learn how 1 West Commercial can help you conquer your Real Estate investment goals.
Commercial Property Types We Fund
Our short term capital for Office, Industrial, Restaurant or Mixed use properties is ideal for investors who need to move fast in their journey to profitability. In most cases, large qualified mortgage lenders (big banks) are not willing to provide funding on these asset types without a depth of stipulations or unnecessary hoops to jump through.
How We Fund Rental 1 to 4
The application process at 1 West is simple. We’ll help you from end to end. Traditional lenders are limited to providing capital under a strict set of conditions. Because we’re a direct private lender, we're not bound by those restrictions, and can provide commercial bridge loans backed by the equity in a property to meet any number of requirements.
Apply Now, or give us a call
Get introduced to a loan office
Discuss your funding scenario
A terms sheet is issued
Doc collection begins
A closing date is established
Your funding scenario is closed
Rental 1 to 4
Rates & Terms
- Loan Amount: $100,000 - $5 Million
- LTV: Up to 80% on Purchase
- Cash-Out Refinance: Up to 75% LTC
- Rates: Starting at 4.5% and up to 5.875%
- Term Length: 15-30 years fixed
- Min-Guarantor Fico: Mid-Score of 640
1 West understands today's real estate investors with the ability to structure deals of all types.
FAST APPROVAL & FUNDING
In 1 business day, you'll have an approval. We'll fund your deal in 14 days or less.
1 West makes it happen without the frustration and our team of experts will help you throughout the process.
Recent Rental 1 to 4 Deals
Some of our recent fundings. Quick, honest, lending for real estate investors. If you’re an experienced investor or a first-time borrower, 1 West will help you go further.
1 West Commercial Reviews
You always know where you stand with 1 West.
No surprises. No double-talk. Just expert advice and guidance from start to finish.
This is an amazing team when you are in a jam and need some financial assistance. I am still amazed at how easy it was to communicate to the people here and to receive a loan that was much needed.
If you're looking for capital, don’t look any further. They’ll go above and beyond to get you what you need in record time. They are truly a godsend to get us the funds that we needed.
Super professional and efficient team. Their representative gave me numerous offers and listed all the pros and cons for each. I appreciate your hard work and efforts!